In countries where the Russian language is understood by the majority of residents, payments via the Internet (especially for services) are still treated with distrust. Which, in principle, is correct: the online buyer does not know whether he is insured against the fact that his data will not be in the hands of unscrupulous sellers or, even worse, third-party scammers who hacked the site.
Our support team regularly receives questions about how safe it is to pay for CodeGym, and whether we store personal data of customers. We answer: yes, it is safe, and no, we do not store information about customers' bank cards. Since we work through the secure international payment system Stripe . Well, in order not to be unfounded, we will answer some especially popular questions about the Stripe system and Internet payments on CodeGym.
What is Stripe?
Stripe is an international system for secure online payments using plastic cards. Simply put, Stripe acts as an intermediary between the buyer and the seller, who makes a secure payment in terms of information security. Stripe solves all card payment problems, including card storage, recurring payments, and bank account withdrawals. The Stripe system is distinguished by high speed of payment processing and security, and from a business point of view, very convenient means of integration with sites (especially for programmers). CodeGym uses Stripe for payment methods: Visa and Mastercard.
Is Stripe reliable, is it safe for me to enter my data into the system?
Yes, Stripe meets international security standards, with PCI Level 1 certification. This is the highest level of certification available in the payments industry.
Why did CodeGym choose Stripe and not another payment system?
Stripe has a very high reputation in the online business world, primarily due to its high reliability and security, as well as due to good documentation and ease of integration with sites.
If I want to buy a CodeGym subscription, do I have to have a Stripe account?
No, it is enough to have a valid plastic card (debit or credit) Visa or Mastercard.
Does CodeGym store customer payment data on its server?
No, CodeGym does not store any user banking data. All data entered in the Stripe widget window embedded in our website is transmitted by the Stripe system in encrypted form (using the AES-256 block cipher algorithm). After that, CodeGym receives a response about a successful transaction and the user's subscription is activated.
Who else uses Stripe?
We assure you, not only CodeGym =). According to the system manufacturer, over 100,000 companies currently use Stripe. Among them are representatives of Internet commerce, service companies, charitable organizations, payment platforms of sites. Examples? Facebook, SAP, Kickstarter, Udacity, TED, unicef and many more. Here is a list of customers: https://stripe.com/us/customers
Why is auto-renewal included in my payment?
Auto-renewing a subscription is not an attempt to withdraw more money. This is a common practice for service companies, to which not everyone is accustomed to. Most time-limited service companies use auto-renewal. For example, Code School or PlayStation Network. This is very convenient: you do not need to keep in mind when your access to the game network or the curriculum is turned off. With CodeGym, auto-renewal is enabled automatically when paying with Stripe using Visa or Mastercard. In addition, auto-renewal can always be disabled in the site settings.
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