In countries where the Russian language is understood by the majority of residents, payments via the Internet (especially for services) are still viewed with distrust. Which is, in principle, correct: the online buyer does not know whether he is insured against the fact that his data will not end up in the hands of unscrupulous sellers or, worse, outside scammers who have hacked the site.
Our support team regularly receives questions about how safe it is to pay for JavaRush, and whether we store clients’ personal data. We answer: yes, it is safe, and no, we do not store information about clients’ bank cards. Because we work through the secure international payment system Stripe . Well, in order not to be unfounded, we will answer several especially popular questions about the Stripe system and Internet payments on JavaRush.
What is Stripe?
Stripe is an international system for secure online payments using plastic cards. Simply put, Stripe acts as an intermediary between the buyer and the seller, who makes a secure payment from an information security point of view. Stripe solves all the problems of card payments, including storing card data, recurring payments and withdrawals to a bank account. The Stripe system is distinguished by high payment processing speed and security, and from a business point of view, it has very convenient means of integration with websites (especially for programmers). JavaRush uses Stripe for payment methods: Visa and Mastercard.
Is Stripe secure and is it safe for me to enter my data into the system?
Yes, Stripe meets international security standards, with PCI Level 1 certification. This is the highest level of certification available in the payments industry.
Why did JavaRush choose Stripe and not another payment system?
Stripe has a very high reputation in the world of online business, primarily due to its high reliability and security, as well as good documentation and ease of integration with websites.
If I want to buy a JavaRush subscription, do I have to have a Stripe account?
No, it is enough to have a valid plastic card (debit or credit) Visa or Mastercard.
Does JavaRush store customer payment information on its server?
No, JavaRush does not store any user banking information. All data entered in the Stripe widget window, built into our website, is transmitted by the Stripe system in encrypted form (AES-256 block encryption algorithm is used). After this, JavaRush receives a response about a successful transaction and the user's subscription is activated.
Who else uses Stripe?
We assure you, not only JavaRush =). According to the system manufacturer, Stripe is currently used by more than 100,000 companies. Among them are representatives of online commerce, service companies, charitable organizations, and payment platforms for websites. Examples? Facebook, SAP, Kickstarter, Udacity, TED, unicef and many others. Here is the list of clients: https://stripe.com/us/customers
Why is auto-renewal enabled when paying?
Auto-renewal is not an attempt to withdraw more money. This is a common practice for service companies, to which not everyone is yet accustomed. Most companies that provide time-limited services use auto-renewal. For example, Code School or PlayStation Network. This is very convenient: you don’t have to keep in mind when your access to the gaming network or educational program will be cut off. In the case of JavaRush, auto-renewal is automatically enabled when you pay through Stripe using Visa or Mastercard. In addition, auto-renewal can always be disabled in the site settings.
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